Looking For Inspiration?

My writing mojo has taken a hit this week. I have to be in the right frame of mind to write. My thoughts have been elsewhere. This is not something I’m proud of. I feel I should be able to write-through whatever life’s throws at me, but I can’t.

So, looking for inspiration I put out a call to action on Facebook. To which Shelley kindly responded. It was suggested I post about saving on electricity by line drying etc…

Well…

I do line dry, but I don’t think I could write an entire post about it. However Shelleys’ much-needed suggestion made me think.

What is it that we do each day that makes a difference, not only to our wallet, but to reduce waste of resources?

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When Paying In Advance Works

I’m not one for committing to payment in advance, particularly for services.

For example; we don’t subscribe to cable, and I don’t have a gym membership.

I like to pay as I go (apart from my phone contract).

However, the more frugal I become, the more I am appreciating the additional benefits of paying in advance on occasion. Not in a committed regular payment kinda way, but as a one-off.

I’ve recently started taking yoga classes. They are on a Monday morning. I’ve also started reading **Linchpin by Seth Godin, and I know my resistance is strong on a Monday morning.

So, how do I use my relatively new-found frugality, and dislike of waste, to combat my resistance?

Answer – I pay for my Yoga class the previous Thursday. By Thursday each week I know my plans for the forthcoming week, and know if I can make it logistically.

Did I wake up this morning, full of the joys of Spring, pull on my yoga pants whilst practising my breathing, then proceed to bound into the class with my yoga mat enthusiastically tucked under my arm?

No

Neither did the rest of the class, in fact I was the only one there.

So not only did I conquer my Monday morning resistance by paying in advance, I also got one-on-one tuition (which was fantastically useful, and means I’ll be able to practice more at home now I know what I’m doing wrong). All for the grand total of £4.20.

Result = 

Paying in advance for Yoga class – 1

Monday morning resistance to exercise – 0

A great start to the week!

I’m intrigued – what works for you by paying in advance? And am I the only one who encounters resistance to exercise unless it’s written in ink in the diary, rather than penciled in?

Don’t forget I’m on Facebook, why not pop along and join the conversation?

**There are no affiliate links in this post

Simply Being Mum’s Spring Sale 2012 Starts

I read a while back that the average UK household contains £600 worth of stuff that is no longer required and could easily be sold.

Now it’s very annoying when someone quotes a statistic like that and cannot find the source to back it up. Sorry but, I’m going to be one of those annoying people today. I have a good idea it was an article in one of the Hubby’s finance magazines, but can I find it? Alas no. A couple of years ago I would have presumed I’d hidden it away, my opinion this morning is that it’s been enthusiastically recycled (aka chucked)!

The reason this value sticks in my head (and thus I’m confident to quote it) is that lovefoodhatewaste.com also claim the average family throw away over £600 of food each year.

£600 saved by not wasting food + £600 generated from selling unwanted stuff = £1200

Enough for a family holiday in the UK, me thinks!

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SuperScrimping – Reducing Your Grocery Budget Plus Simple Spaghetti Bolognese

Channel 4 are showing a great series at the moment called SuperScrimpers.

I’m loving that being frugal is now considered ‘on trend’! Yay! Finally!

As one of those that has been part of this growing community for 3 years plus, it’s refreshing.  What it does mean, however, that as an experienced SuperScrimper the show can’t teach me much I don’t already know.  Disclaimer ;-) – I don’t scrimp in all areas of my life. I don’t mind spending money but I hate wasting money! It’s about spending on what really is significant to you, not frittering it away here and there, but rather practicing Conscious Spending.

Those who have been following this blog for some time will know that in September 2011 I decided to reduce my grocery budget by 50% through choice.

I think now might be a good time for an update, and to share a healthy and nutritious recipe that would make any SuperScrimper proud.

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SuperScrimping – Patching It Up And Polishing It Out

This post was originally planned for yesterday but I’m glad I delayed it, as last night I watched SuperScrimpers on Channel 4.

It would appear that the subject of this post is becoming popular once more.

Patching it up, polishing it out, making do and mending. And of course reducing what we waste, be that food, cloth or just items that we would once have disposed of, that we can breath new life into.

Repair rather than replace.

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My First Ever Grocery Trip To Aldi – The Verdict!

It’s been an interesting few months since reducing my grocery budget to £50 a week.

There’s been highs and lows. I’m managing to stick to the budget, but it’s requiring some effort – for example having to shop at 4 to 5 separate locations.

So last Friday I decided to try and do the whole of my grocery shop at Aldi.

Being totally honest, I wasn’t feeling overly optimistic. I had been in Aldi a few times, not for groceries but rather running apparel (which is fantastically priced in comparison to branded) and hadn’t really felt compelled to try a food shop.

Following my usual Friday routine, I headed off list in hand. The plan was (oh there’s always a plan!) to get as much as possible off the list and then top up from elsewhere.

So how’d it go?

I didn’t tally up as I went round. I just stuck to my list.

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Sticking To A Reduced Grocery Budget When The Honeymoon Period Is Over

It’s relatively easy to do anything once.

Doing something day in day out, week after week, takes a little more effort.

That’s what forming habits are all about. A habit is something you don’t have to think about, you just do it.

I’m probably not quite there yet with making the reduced grocery spend a habit – not yet anyway. Hitting a target of £50 each week is still a challenge.

How do I meet that challenge now the honeymoon period is over?

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How To Reduce Your Weekly Grocery Spend By 50%

At the end of June this year I conducted a Cooking From Scratch Experiment. I learnt a lot from doing it. Most of what I learnt came from you dear readers and your feedback. It made me think about how I was grocery shopping and preparing my meals, including the ingredients I was using and what I was purchasing.

The experiment concluded that by ‘Cooking From Scratch’ you can save in excess of 40% on ready-made foods, for me personally this could mean an extra £1500 plus each year (post tax) in the bank. My conclusions I have posted over at Ex-Consumer this week in the post Buying Ready-Made Foods Versus Cooking From Scratch.

I may not make any money from my blogging endeavours, but I certainly save money! Reading and writing about minimalism and leading a simple life keeps my

‘Head In The Game’.

Today I’d like to share how since conducting the experiment I have managed to reduce my weekly grocery spend by 50%. Chez Wright’s Grocery Budget was £100 a week, for the last few weeks I have managed to spend just £50.

This is how you could do it too:

  1. Challenge yourself to stick to a new reduced budget! In my case I decided to ‘go for it’ and halved my budget. I didn’t know if it was doable, it was. Reader feedback from my experiment made me question whether I was spending ‘up’ to a budget. So I decided to spend ‘down’. I had £50 and that was it, I had to choose wisely.
  2. Meal plan, meal plan, meal plan!!! I cannot emphasise this enough. Whatever your budget, you need a plan. Haphazard grocery shopping leads not only to wasted money but wasted food. If in doubt check out The Simple Guide To Meal Planning.
  3. Look at alternative ways of doing your shop to reduce cost! I have always been a fan of online grocery shopping. It’s highly convenient, it’s reduces browsing and impulse purchases and makes it very easy to stick to your list based on your meal plan. However it became apparent I was becoming complacent. For a while I’d been shopping for a few things in the high street as prices were considerably cheaper at my favourite shop Home Bargains. I started noticing that many staple items were up to 50% cheaper than I was paying online. I now use 2 hours of my time each week to physically shop. I write 4 shopping lists. One list for Home Bargains and staple items, one for the freezer shop (milk, ice-cream etc), one for the outdoor market where I buy fresh produce and one for the butchers. I’m lucky that all these are all in the same vicinity.
  4. Carry your shopping! I do drive to do my shop, and I park on a car-park. I then have to carry at least two separate loads back to the car. By carrying your shopping I guarantee you will think twice about popping that impulse purchase in your trolley! Last week I do not know how I got back from the market and butchers to the car, my arms were dropping off… and think of the calories I burnt.
  5. Reduce the amount of meat you eat! Not everyone is cut out to be vegetarian. If you can follow a non-meat diet you can indeed reduce your spend, and of course there are many other reasons for doing it, but it is deeply personal thing for everyone. I’ve never been a big meat-eater, and ensure that what meat the family do consume that it is of high quality. A simple way to reduce spend is to cut back on meat products or put less meat in your dishes. Our Sunday Roast now consists of Toad in the Hole which uses approx. 6 high quality sausages rather than a joint of meat. This is about a 60% cost saving.
  6. Think alternatives! As with switching a meat joint for sausages, think of alternatives to reduce cost. This could mean switching brands, for example I now pay 79p for 36 Breakfast Wheat Biscuits instead of over £2 for the leading brand. We haven’t compromised, the quality is comparable and they taste great. You could also compromise on the type of product. I always purchased freshly squeezed Orange Juice, and it was costing up to £5 a week. By reducing the quantity and type of OJ I buy it now costs less than £2.
  7. When it’s gone it’s gone! By Thursday now we are out of OJ most weeks. Too bad. We now wait till the next weekly grocery shop is done, no nipping out and restocking. Every time you enter a shop you will spend more money than you anticipate unless you are very disciplined. Not having an infinite supply of something makes you value it more. If the Hubby want’s the OJ to last 7 days, he needs to put a little less in his glass each morning. Aren’t I cruel? Don’t worry I’m hard on myself also, the coffee was rationed this week as I could see it was diminishing. So I drank a cup less a day – no bad thing eh?This post over at Zen Habits is worth a read.
  8. Reduce Luxuries! Certain things enter our grocery shop as luxuries, get cosy and end up being a staple item. I’ll admit that pre-summer we were easily buying and consuming 3 bottles of wine at an approx. cost of £15 a week. I had a budget of £100 and very often would find once I’d spent £80 I was done and would then wine shop. This has stopped. There is no need for us to have wine each night with dinner, particularly as I am training for a half marathon and alcohol dehydrates the body (I’m dehydrated enough!). It had become a habit. I now buy one bottle a week.
  9. Stretch what you do have! If making a spaghetti bolognese add extra tomatoes or mushrooms rather than mince to increase servings. When making Chilli use extra beans such as kidney and haricot to reduce meat content or eliminate meat altogether from the dish as I have now done. Pour a little less custard over a piece of apple pie so it goes round further, drink a little less OJ or wine, or coffee. Just a fraction less of each will make a big difference overall.
  10. Cook more from scratch! We have come back to where this post began. I’m in no doubt that by using basic ingredients rather than ready-made products that you can save money. My spaghetti bolognese sauce consists of toms, garlic,onion, stock cube, black pepper, herbs and puree, it’s cheap and I have it on good authority it’s as tasty as anything that comes out of a jar.
What could you be doing to reduce your grocery spend? Could any of the above help you to save a little more?
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The Spring Sale Starts! May-Jun 2011

The Spring Sale has started in a push to reduce our stuff further

So far I have;

  • Recycled two old phones = £30
  • Returned 3 items of clothing = £40
  • Returned a pair of boots = £120 less £12.50 the cost of having my old ones re-heeled and re-soled = £107.50
  • Participated in a car-boot sale =£45
So £222.50 in the black
Now the Hubby isn’t convinced I should add in the returns. He is incredibly pragmatic, and believes that I could therefore go out and spend £1000 and take it all back to the shop – stating we would be £1k in credit.  I get his logic, but in my defense, the 3 items I purchased I could easily have kept and worn as my wardrobe now really is down to the bare basics.  The boots are a pair I have loved for almost a year, and have not purchased until last week doing the school run I realised my right foot was soaking wet from standing in a puddle. My 2-year old black knee-high boots (which may I add I purchased second-hand off eBay for £35) had a stinking huge hole in the sole! However upon receiving the new boots realised I did not love them enough and that actually my old faithfuls may be salvageable – and they were…
So I claim the returns also – we are £222.50 better off than we were! and we’ve reduced our stuff – Win Win!
eBay next on the list – give me strength to complete this task – purlease! It’s not my favourite pastime listing items for sale. But it needs doing…

True and Unrequited Love

Don’t worry Guys I’m not about to get all soppy on you.

It is of course St Valentines Day.

We don’t celebrate it at Chez Wright (that’s what you get for marrying an Accountant with minimalistic tendencies) but being as the rest of the world is getting lurved up I thought I’d share something with you that is dear to my heart.

Spending, or in my case – Conscious Spending.

Today I implore you before you make any purchases (romantic ones or not) say those three little words… not ‘I love you’ rather;

  • Need
  • Love
  • Afford

Do I need it? Do I love it? Can I afford it?

There are more questions to be asked, but these three are key. If you want to know what else I ask myself then head on over to

The Simple Guide to Conscious Spending

However if your issue is more unrequited love – you do love it but can’t really have afford it, then why not get some advice from The Minimalist Mom who has guested over at Minimalist at Home

Three Steps To Wanting Less

Have a lovely St Valentines Day everyone – however you choose to spend it or not spend it

:-)