January 2016. Back to reality. Time to focus and prioritise. Top of the agenda is ‘health’. Feeling fit to burst, and lethargic, from the excesses of Christmas, it feels good to be shopping sensibly once more. My basket is full of nutritious foods, and I’m sticking to my grocery budget. Also on the agenda this year is ‘wealth’. To generate extra income ...
reduce spend
The Simple Guide To Conscious Spending
For me conscious spending is knowing where every penny goes, or at least every pound. It’s about value for money, spending on what matters to my family and me and not frittering away cash. It’s not about being frugal, it’s about eliminating waste – I don’t mind spending money but I hate wasting money. Due to living our family life this way it has meant ...