I'm not one for committing to payment in advance, particularly for services. For example; we don't subscribe to cable, and I don't have a gym membership. I like to pay as I go (apart from my phone contract). However, the more frugal I become, the more I am appreciating the additional benefits of paying in advance on occasion. Not in a committed regular ...
Gym membership
Not Buying It – Gym Membership
I used to be a gym-bunny. In those days I was corporate suited and booted, childless and of course much younger. A career-girl and all the time in the world for myself. 10 to 15 years on, I am probably in the best shape of my life. Don't get me wrong, you won't find me appearing in sports illustrated in a swimsuit. No tight abs for me, bearing 2 children ...